Financial Aid Q&A

Financial aid is available through schools, state and federal governments, and private organizations.

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Who provides financial aid?
The Commonwealth of Kentucky has several financial aid programs, including the Kentucky Educational Excellence Scholarship, the College Access Program Grant, the Kentucky Tuition Grant and many more.
How do you qualify for financial aid?
Financial aid is awarded based on need or for academic achievement, athletic ability, or other skills and talents. Aid packages are typically handled by the school’s financial aid office and are often a combination of grants, scholarships, loans and/or a work-study program.
How can I apply for financial aid?
In order to be considered for financial aid, you must complete the Free Application for Federal Student Aid (FAFSA), which is available online at You’ll also want to check with school you’re interested in to see if additional application forms for financial aid are required.
When do I need to apply in order to get financial aid?
High school seniors need to send in their FAFSA after January 1, as soon as your family has received its tax preparation information. Students who file by March 15 have the best chance of receiving financial aid. However, application deadlines vary from school to school. Your best bet is to check with the school’s financial aid office.
Financial Aid Resources
By Phone
Federal Student Aid Information Center: (800) 433-3243 Kentucky Higher Education Assistance Authority (KHEAA): (800) 928-8926
On the Web
Kentucky Higher Education Student Loan Corp.:
Kentucky Higher Education Assistance Authority:
Online financial aid form:
FinAid! The Smart Student Guide:
Calculating financial need and advice:
US Department of Education:


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